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The Difficulties

Even in high schools in financial departments where they teach to manage the financial flows of large companies, may not always be at least popular to tell you how to treat their personal money. (Source: Ray Kurzweil). Cause of the difficulties of counting their income and expenses is that in time of our lives is gaining momentum it is very hard to make time for it to simply write the amount earned or spent money. And even if there is time, they often have nowhere to record. Yes, you can keep your finances in ordinary table Excel, but first, a plate with our finances are not always at hand, and secondly, in order to take full advantage of all the spreadsheet functions, often require programming skills. Can download a special program for the management of home accounting on the computer, thanks to the Internet enough. But in addition to the old obstacles, new.

First, divorced these programs well, very much, and so long as find what you like, it will take time. Add to this the numerous viruses when downloading programs from the Internet, loss of time to remove these programs from your computer (it is so important to us time!), And plus the entire These programs are mostly paid for, and not everyone has a demo version. Also do not forget about the complexity of using these programs. Thus, the complexity of programming Excel database in conjunction with paid programs on doing home accounting with no less complicated use – that's probably the two most common factors because of which we can not take their money under control (assuming that we understand the need of control).

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Originally Presented Gifts

On the 'nose' New Year, which means approaching time of delivery and receipt of gifts. Receiving gifts is always nice, so talk about it will not, but how to make a presentation gift fun and original – an interesting question about It we a bit of our article. So how did originally presented gifts: 1) Hello, Grandfather Frost! Way, quite frankly beaten, but by all the laws of the genre. Now there are many agencies to provide Santa Clauses are happy to drink with you a glass or two of the execution of your desires, and as evidence yavyat miracle – giving pre-specified and purchased a gift. Much more interesting 'to refresh' and proudly stating that road entered into an unequal battle with Santa Claus, and seized, as a reward, he has a bag with gifts))) Really need to prepare in advance a red bag. 2) Catching fish big and small. If you decide to collect guests New Year's Eve at home, I suggest to play the game 'Catching fish big and small.

" For the game will need: a set of children's 'Junior Angler' (two rods with magnets at the end of a rope and a set of fish with magnets in the mouth), water basin (can be any deep and large capacity). Each fish corresponds to a certain gift. Fish may be signed by the names of future owners of gifts, accommodation or any other variant of your choice. Task to catch the fish can complicate the offering before the start of 'fishing' to drink a glass of something, for which no fishing ))) 3) Good morning, dear guests! There is another version of the game. For this we need to be tree and any objects that you can hang it from cavity inside, items must be exactly as long as the gifts.

Cut by two sets of papers with one of every word on each. One instance, we glue to the gift, the second we put one in each subject. The player must stretched out to sing the song which will be used writing on paper the word, and then receives his gift. Method is good if your gifts are free and do not have a specific owner. Here are just a several options on how to deliver presents an original, well beyond the thing for your imagination.

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